Fibe Loan Promo Code: How to Actually Save Money

By Dinesh (Kangra, Himachal Pradesh)

My Honest Experience (2026): If you are looking for a fibe loan promo code to save ₹500, let me tell you the truth straight up. Fibe (which used to be EarlySalary) is actually very stingy with coupons.

Most “Coupon Codes” you see on Google are fake. But there is one legitimate way to get a discount. Here is my personal guide.

What is the Real Fibe Promo Code?

Stop scrolling through coupon websites.

Fibe rarely releases public codes like `FIBE50`. Instead, they rely 100% on their Referral Program.

The Only Way: The only thing that actually works here is a Referral Code from someone who already uses the app.

What you get: If you use a friend’s link, Fibe usually drops ₹500 in your account or sends an Amazon Voucher. Better than nothing.

Quick Status Table

Code Type	Status	Verdict
Referral Code	Active	Best chance for ₹500
`EARLY500`	Expired	Old name (EarlySalary)
`FIBENEW`	Check App	sometimes works for first loan

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How to Actually Get a Discount

I tried to get a discount on my processing fee last month. Here is what worked for me:

1. The “Wait and Watch”

1. Download the Fibe App.

2. Fill in your employment details (Salary, Work Email).

3. Stop. Do not complete the KYC immediately.

4. Wait 1 Day. Fibe’s automated system often sends a push notification saying “Complete your application and get 50% off processing fee”. I have seen this happen 3 times with my friends.

2. The Referral Route

Ask a colleague at your office. Since Fibe targets Salaried Employees, chances are someone in your office already has it. Use their code. You verify your work email, and you both get paid.

How to use fibe loan promo code?

Step 1: Download and open the app :-

Download the Fibe Loan app on your phone. Open the app.

Step 2: Enter your mobile number :-

Enter your mobile number and verify with OTP.

Step 3: Sign up with your email ID :-

On the next page, sign up with your email ID. Click on Google and select the email ID you want to sign up with. Then allow all the permissions it asks for.

Step 4: Set up your account :-

Then set up your account. For this you have to fill full name, date of birth, employment type and PAN card number.

Step 5: Complete your profile :-

Now complete your profile. Fill in details like relationship status, monthly income and complete address of your workplace. Then click submit.

Step 6: Check your loan :-

After this, your loan information will be automatically reviewed based on your profile, and you will be offered a loan amount accordingly.

Step 7: Click on “Get Cash Now” :-

Step 8: Complete KYC :-

Now complete the KYC via video call. Click on “Complete Video Verification” to proceed.

Before you start the video verification process:

• Complete KYC using your Aadhaar card by either DigiLocker or OTP-based verification.
  

Once the Aadhaar-based KYC is complete, click on “Start Video Call”. During the call, show your Aadhaar card and PAN card. Follow the officer’s guidance to capture live photographs and provide your signature if requested. The officer will verify your details and complete the process.

Step 9: Choose loan amount :-

Now select the loan amount. After this you will see all the EMI and loan details.

Step 10: Enter Promo Coupon :-

Scroll down and click on “Apply Promo Code”. Enter the Fibe Promo Code here to get the discount.

Step 11: Set up bank auto-debit :-

To get the loan, you need to set up auto-debit from your bank account. Verify it with OTP.

Step 12: Loan amount credited :-

After completing these steps, your loan amount will be credited to your bank account within a few hours.

High Interest Warning (Brotherly Advice)

Fibe is one of the better apps (RBI Registered), but it is not charity.

Interest: Starts at 24% per year.

Penalty: ₹500 per day for late payment (depends on amount).

My Rule: I use Fibe only for “Month-End Crises” (like when rent is due but salary is 4 days late). Do not use it for long-term loans.

Conclusion :-

For a working fibe loan promo code, check your Corporate Email or ask a colleague. Don’t trust random websites.

If you strictly want a “Direct Code” that works for everyone, try Money View (WIZIZN4M) instead.

Verified by Dinesh in Jan 2026.

FAQ:-

🔗 Useful Resources

• Official App: Fibe (Play Store)