By Dinesh
If you are living in the Gulf (Qatar, Oman, Kuwait) and use Ooredoo, running out of credit can be a headache, especially if no shop is nearby.
Luckily, Ooredoo has a very reliable “Pay Later” service. Whether you need data or talk time, I have listed the specific USSD codes for each country below so you can get an advance instantly.
1. Ooredoo Qatar Loan Code
USSD Code: To get emergency credit loan Dial *505# and follow the on-screen instructions. Note: This USSD is similar to the code used for Airtel Data Loan in some regions, so don’t get confused.
- Charges: QR 3 service fee (Deducted on next recharge).
- Or try SMS: Send “Yes” to 1211201.
2. Ooredoo Oman Loan Code (Express Credit)
*The official loan code for Ooredoo Oman is 222#. Oman users can avail of “Express Credit” for calls or data.
- Code: Dial
*222#. - Amount: Varies based on history (Starts from OMR 0.500).
- Charges: 15% Service Fee.
3. Ooredoo Kuwait Loan Code (Charger)
Ooredoo Kuwait works differently. They have a “Charger” service and a “Credit Transfer” system.
- Credit Transfer Code: Dial
*444#to request balance from a friend. - Loan Method: Unlike others, Kuwait focuses more on sharing. Dial
*121#to check current offers for emergency packs.
4. Ooredoo Algeria Loan (Sabbaqli)
If you are in Algeria, the “Sabbaqli” service is safe and reliable.
- How I used it: I simply dialed
*505#. - What you get: It instantly gave me a balance for calls or data.
- Condition: Your SIM must be at least 3 months old to qualify.
5. Ooredoo Tunisia Loan (Kridi Net)
For data specifically, Ooredoo Tunisia has “Kridi Net”.
- The Code: Just dial
*1248#and select your pack. - My Experience: You can usually grab between 100MB to 500MB.
- SMS Trick: If the code fails, try replying with “OK” to the SMS from 1133.
6. Ooredoo Myanmar (Kyo Thone)
In Myanmar, this service is famous as “Kyo Thone”.
- How to get it: Dial
*125#. - Loan Amount: I saw they usually give 800 Ks.
- Note: You need to be an active user (spent > 3000 Ks historically) to unlock this.
Quick Summary Table (Global List 2026)
| Country | Service Name | Loan Code |
|---|---|---|
| Qatar | Hala Credit | *1298# |
| Oman | Express Credit | *222# |
| Algeria | Sabbaqli | *505# |
| Tunisia | Kridi Net | *1248# |
| Myanmar | Kyo Thone | *125# |
| Indonesia | SOS Credit | *505# |
Frequently Asked Questions
Q: Can I get an Ooredoo data loan without paying extra?
My View: No. Every country charges a service fee (usually 10% to 20%) when you repay the loan.
Q: Why is my code saying “Not Eligible”?
My View: You usually need a SIM card that is at least 3 months old (90 Days). New SIM habits take time to build a “Credit Score” with the company.
Conclusion
Always check your country code carefully.
- For Qatar: Use
*1298#. - For Oman: Use
*222#.
🔗 Official Ooredoo Sites
- Ooredoo Qatar: Ooredoo.qa
- Ooredoo Oman: Ooredoo.om
- Ooredoo Kuwait: Ooredoo.com.kw
Guide Updated for 2026 by Dinesh.
